Low CIBIL Score Par Loan Kaise Milega 2025 – Bina CIBIL Check Ke Loan Tips

Low CIBIL Score Par Loan Kaise Mile? (2026 Complete Banking Guide)

Aaj ke time me loan lena bahut common ho gaya hai, lekin bahut saare logon ka ek hi sawal hota hai – "Low CIBIL Score par loan kaise mile?". Agar aapka CIBIL score kam hai ya pehle kabhi loan/credit card me problem hui hai, to bank loan reject kar deta hai. Is blog me hum bilkul practical, banking-based aur point-to-point tareeke se samjhenge ki low CIBIL hone ke baad bhi loan kaise liya ja sakta hai.

CIBIL Score Kya Hota Hai?

CIBIL score ek 3 digit number (300–900) hota hai jo aapki credit history ko dikhata hai. Isse bank ya NBFC decide karti hai ki aap loan chukane layak ho ya nahi.

  • 750+ = Excellent
  • 700–749 = Good
  • 650–699 = Average
  • Below 650 = Low CIBIL

Agar aapka score 650 se kam hai, to zyada tar banks loan dene se mana kar deti hain.

Bank Loan Reject Kyun Karti Hai? (Main Reasons)

Low CIBIL hone par bank in wajah se loan reject

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