ATM se Paisa Nahi Nikla Lekin Account Se Kat Gaya? Poora Process (2025)

ATM se Paisa Nahi Nikla Lekin Account Se Kat Gaya? (2025 Guide)
Aaj ke time me ATM transaction fail hona ek common problem ban chuka hai.
Kai baar aisa hota hai ki ATM se paisa nahi nikalta, lekin account se amount deduct ho jata hai. Is situation me ghabrane ki zarurat nahi hai, kyunki RBI ne iske liye clear rules bana rakhe hain.
Is article me hum jaanenge:
ATM se paisa cut hone par kya kare
Complaint kaise kare
Paisa kitne din me wapas aata hai
RBI rules kya kehte hain
ATM se paisa cut hone ke common reasons
ATM se paisa cut hone ke kai reasons ho sakte hain:
Network problem
Server down
Cash khatam hona
Machine error
Power failure
ATM transaction fail hone par turant kya kare
Agar ATM se paisa nahi nikla lekin account se kat gaya, to sabse pehle:
ATM receipt check kare
Transaction date & time note kare
ATM location aur bank ka naam likh le
SMS alert ka screenshot le le
ATM se paisa cut hone ki complaint kaise kare
Aap complaint 3 tariko se kar sakte hain:
1️⃣ Bank Branch me
Apni home branch visit kare
ATM dispute form bhare
Transaction details de
2️⃣ Customer Care number par
Bank ke official helpline number par call kare
ATM transaction complaint register kare
3️⃣ Online / Mobile Banking se
Mobile banking app ya net banking me login kare
“ATM/Debit Card Complaint” section me jaaye
Transaction details fill kare
ATM se paisa kitne din me wapas aata hai
RBI ke rules ke according:
ATM transaction fail hone par paisa 5 se 7 working days me wapas aana chahiye
Agar paisa time par credit nahi hota, to bank ko penalty deni hoti hai
Agar paisa wapas na aaye to kya kare
Agar 7 din ke baad bhi paisa wapas nahi aata:
Bank me written complaint kare
Grievance cell me complaint daale
RBI Banking Ombudsman me case kare
ATM paisa cut hone se bachne ke tips
Busy ATM use karne se bache
Late night ATM transaction na kare
SMS alert ON rakhe
Failed transaction ka record rakhe
Conclusion
ATM se paisa cut hona pareshani wali baat hai, lekin agar sahi process follow kiya jaye to paisa wapas mil jata hai. RBI ke rules customer ko full protection dete hain, isliye ghabraye bina bank me complaint kare.

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